Bar Admissions


U.S. District Court Middle District of Tennessee

U.S. District Court Eastern District of Tennessee

Practice Areas
  • General Liability Defense

  • Government Liability Defense

  • Insurance Defense

  • Employment Law Defense

  • Workers Compensation

Baylor University School of Law (J.D., 1996)
University of Tennessee (B.S., 1993 Cum Laude)

Terri L. Bernal

Email :
Phone Number : (615) 835-3150
Fax Number : (615) 208-1319
Vcard:  Download Here

783 Old Hickory Blvd.
Suite 365
Brentwood, TN 37027

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TERRI L. BERNAL is a partner in Chartwell’s Nashville office and maintains an active civil practice in Tennessee and her native Georgia.  Following law school, she worked in the Attorney General’s office representing Tennessee in §1983 actions and civil claims against the State.  Since leaving the Attorney General’s office, she has been representing insurers, employers, and insureds in liability and workers’ compensation matters. Her practice is diverse and includes the representation of counties, school boards, police and sheriff’s departments, large manufacturing entities, as well as numerous individuals.

Terri’s diverse clientele has required her appearance on their behalf in all levels of the Court system, including administrative matters before the Tennessee Department of Labor and the Tennessee Claims Commission, Circuit and Chancery Courts, the Court of Appeals, Supreme Court Workers’ Compensation Panel, Georgia Magistrate, State and Superior Courts, and the Middle and Eastern Federal District Courts.

Terri is approved to present employment, liability and workers’ compensation seminars for continuing education credits and frequently speaks to government entities, adjusters and employers. Terri is a member of Hands on Nashville.


Professional Associations

Defense Research Institute
Claims Litigation Management
Honorable Order of the Blue Goose, International
American Bar Association
Georgia Bar Association
Tennessee Bar Association
Cumberland RIMS

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