Bar Admissions
The Florida Bar

U.S. Court of Appeals for the Eleventh Circuit

U.S. District Court for the Middle District of Florida

U.S. District Court for the Northern District of Florida

U.S. District Court for the Southern District of Florida

Practice Areas
  • Consumer and Class Action Litigation

  • Consumer Financial Services

  • Mortgage Servicing and Lender Litigation

  • Professional Liability

  • Tort Defense Litigation

  • Real Property Claims

  • Business Litigation

  • Title & Real Estate Claims

  • Broker and Agent E&O

  • Insurance & Reinsurance

The University of North Carolina at Chapel Hill (J.D., 1991)
The University of North Carolina at Chapel Hill (B.A., 1988)

H. Keith Thomerson

Email :
Phone Number : (904) 373-0239
Fax Number : (904) 328-2077
Vcard:  Download Here

822 A1A North
Suite 304
Ponte Vedra Beach, FL 32082

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H. KEITH THOMERSON is a partner in Chartwell’s Jacksonville office.  He graduated with a Bachelor’s Degree in Political Science from the University of North Carolina at Chapel Hill in 1988, and received his Juris Doctor from the University of North Carolina at Chapel Hill in 1991.  Mr. Thomerson is admitted to the Florida Bar and the U.S. Court of Appeals for the Eleventh Circuit, the U.S. District Court for the Northern District of Florida, the U.S. District Court for the Middle District of Florida, and the U.S. District Court for the Southern District of Florida. Mr. Thomerson has an AV rating from Martindale Hubbell, which is the highest peer rating that can be achieved for legal knowledge, communication skills and ethical standards.

            Mr. Thomerson has handled the defense of attorneys and law firms in legal malpractice matters in Florida since 1998.  His experience includes, but is not limited to, handling claims involving allegations of negligence in client communications, claims involving alleged failure to diligently defend and/or advocate for client interests, claims involving allegations of collusion and/or  fraud to the alleged detriment of client interests; claims involving alleged improprieties in trust account activity and/or involving client funds,  and claims concerning alleged failure to diligently pursue a case within the time prescribed by the statute of limitations (requiring litigation of the merits of the underlying claim as well as the allegations of negligence made against the attorney in the case.)  

            Mr. Thomerson has also defended complex claims of medical negligence and other matters of professional negligence, including but not limited to, the representation of real estate agents and brokers in professional liability matters, engineers, architects and surveyors, insurance brokers and agents. 



Foreclosure Litigation Part II:  Overcoming Contested Foreclosures and Responding to Borrower Counterclaims and Stall Tactics,” American Conference Institute’s 13th National Forum on Residential Mortgage Litigation & Regulatory Enforcement, January 2014.


“Fair Lending:  Managing and Defending Against Claims of Discriminatory Lending and Assessing the Status of Disparate Impact in Lending Litigation and Enforcement, Including in the areas of Student Loans and Auto Financing,” American Conference Institute’s 17th National Conference on Consumer Finance Class Actions & Litigation, January 2014.


“Residential Mortgages; RESPA Qualified Written Request Claims, Emerging Mortgage Servicing Allegations Arising Under Reg X and Reg Z Amendments, TILA Rescission, New Loan Modification Litigation Risks Arising Out of CFPB’s Mortgage Servicing Rules, MERS and County Fee Litigation, Foreclosure Trends, Evolving Theories of Recovery for HAMP, and Claims Involving Lender Placed Insurance and Option ARMs,” American Conference Institute Forum on Consumer Finance Class Actions and Litigation, January 2015.


“The Current Wave of Lender-Placed Insurance Litigation and Enforcement:  Government Action and Investigation by CFPB and Other Federal Regulators, Private Lawsuits, Trends of Claims Surviving Early States of Litigation, Classwide Settlement Features, Dealing with Problematic Captive Insurance Companies, and How to Walk the Line Between Business Realities and Litigation/Enforcement,” American Conference Institute Forum on Residential Mortgage Litigation and Enforcement, April 2015.


“A Focus on TILA/RESPA:  Benchmarking your Recent TRID Compliance and Implementation Efforts; Areas of Concern and Ambiguity Within the New Rule; Plus a Review of RESPA and TILA’s Other Provisions and Recent Caselaw," American Conference Institute Forum on Residential Mortgage Litigation & Regulatory Enforcement, September 2015.    



Mr. Thomerson authored the chapter “Mortgage Fraud – Trends and Issues from the Trenches: Defending Lenders and Mortgage Servicers from Allegations of Fraud and from Fraudulent Borrowers.” In the Thomson Reuters publication entitled “Inside the Minds: Mortgage and Finance Fraud Litigation Strategies,” 2014 ed.

Professional Associations

The Florida Bar
The Mortgage Bankers Association
The Jacksonville Bar Association